# Level 2 and Level 3 Data

Commercial cards are eligible for level 2 (Business, Corporate and Purchasing cards) and level 3 (Corporate and Purchasing cards only) rates, but may be charged at level 1 rates if you don’t provide all the required data. Consumer cards are only eligible for data level 1.

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For Level 3 support please contact your solution engineering point of contact.
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Important: Along with Level 2 and Level 3 Data, cardholder ZIP code should always be submitted along with card data for full AVS and interchange qualification. \
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See the [Secure Fields](https://docs.payengine.co/developer-docs/processing-payments/secure-fields) section on how to include cardholder ZIP code data.
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## Level 2 Data Requirements

### Tax Amount

Tax Amount is required for both Visa and MasterCard transactions. For Visa, the tax amount must be between 0.1% - 22% of the payment total, and between 0.1% - 30% for MasterCard transactions. This value is sent via the `sales_tax` field as documented in the [auth](https://docs.payengine.co/developer-docs/processing-payments/broken-reference) and [`sale API`](https://docs.payengine.co/developer-docs/processing-payments/broken-reference).

### Order Number

Order Number is required for MasterCard payments only. This field cannot be blank for a Sale or capture request to meet MasterCard’s Level 2 qualifications and should be sent via the `order_number` field as documented in the [auth](https://docs.payengine.co/developer-docs/processing-payments/broken-reference) and [sale API](https://docs.payengine.co/developer-docs/processing-payments/broken-reference).

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Visa generally requires capture to happen within 24 hours of Auth. Some eligible large ticket payments can be captured up to 7 business days after authorization when using a corporate/purchasing cards.

MasterCard generally requires capture to happen within 48 hours of Auth.
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Visa also requires AVS for CNP transactions (except Corporate Card and Purchasing Card, which are always exempt from AVS)
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