Testing

This page includes test card numbers and other information to make sure your integration works as planned.

Test card numbers

Genuine card information can not be used in test mode. Instead, use any of the following test card numbers with any random CVC number to create a successful payment.

Number	Brand	CVC	Type
4242 4242 4242 4242	Visa	Any 3 digits	Success
4000 0566 5566 5556	Visa (Debit)	Any 3 digits	Success
4298 8999 9999 9996	Visa	Any 3 digits	Success with surcharge_allowed = Y
5555 5555 5555 4444	Mastercard	Any 3 digits	Success
2223 0031 2200 3222	Mastercard	Any 3 digits	Success
5200 8282 8282 8210	Mastercard	Any 3 digits	Success
5105 1051 0510 5100	Mastercard	Any 3 digits	Success
5239 0711 1111 1111	Mastercard	Any 3 digits	Success with surcharge_allowed = Y
3782 8224 6310 005	American Express	Any 4 digits	Success
37144 9635 3984 31	American Express	Any 4 digits	Success
3412 3444 4444 445	American Express	Any 4 digits	Success with surcharge_allowed = Y
6011 1111 1111 1117	Discover	Any 3 digits	Success
6011 0009 9013 9424	Discover	Any 3 digits	Success
6011 3083 5555 5559	Discover	Any 3 digits	Success with surcharge_allowed = Y
3056 9300 09020 004	Dinners Club	Any 3 digits	Success
3622 7206 2716 67 (Invalid Card Test)	Dinners Club	Any 3 digits	Failure - Invalid Card
3566 0020 2036 0505 (Invalid Card Test)	JCB	Any 3 digits	Failure - Invalid Card
4000 0046 5062 9995 Exp: 04/28 CVV: 402	Visa	Any 3 digits	Failure - Insufficient Funds
4111 2356 5373 9995 Exp: 09/28 CVV: 342	American Express	Any 3 digits	Failure - Insufficient Funds
5111 2359 1137 9995 Exp: 03/28 CVV: 794	Mastercard	Any 3 digits	Failure - Insufficient Funds
4222 2310 3434 0005	Visa	Any 3 digits	Failure - Refer to Issuer
5222 2309 3434 0005	Mastercard	Any 3 digits	Failure - Refer to Issuer
3782 8224 6310 005	American Express	Any 3 digits	Failure - Refer to Issuer
6222 2323 3434 0005	Discover	Any 3 digits	Failure - Refer to Issuer

Note:

1. To test a refund failure, use a refund amount of less than $1, as this will trigger a failure.

2. To test a dispute, process a transaction for $13.13. A dispute will be triggered 30 minutes after the transaction is processed.

Test routing numbers

The routing number is used to fill in SecureFields Bank Account JS, which will be used when making an ACH transaction.

Routing Number	Account Number	First Name	Last Name
083908420	Any	Any	Any
417710899	Any	Any	Any

Plaid Testing

For Plaid sandbox testing please use the following credentials

User Name	Password
user_good	pass_good

For detail information on how to use Plaid's sandbox environment please refer to Plaid's official documentation page.

Webhooks

To test your integration, perform actions using the API to send legitimate events to your endpoint.

3DS Testing

Use the specified amounts listed below with the test cards provided in the test card numbers section

Test Case	Test Amount	Expected Result
3DS Method Timeout	$37.02	Test timeout
Frictionless 3DS method	$37.03	Frictionless authentication with 3DS method
Frictionless no 3DS method	$37.04	Frictionless authentication with no 3DS method
Manual Challenge	$37.05	Challenge authentication with 3DS method. Can check Pass or Fail challenge
Automatic Challenge Success	$37.06	Automatic challenge success after challenge is presented.
Automatic Challenge Failure	$37.07	Automatic challenge failure after challenge is presented.

Device Testing

For testing physical devices (terminals) , upon request PayEngine will setup a test account where you can use real credit cards without incurring any charges. Please contact PayEngine support team for further information

Test case	Expected Result
Run transaction amount $1.00 or above	Success
Run transaction amount less than $1.00	Failure

Address Verification Service (AVS) Testing

For testing different outcomes for the address verification service, use the following test cards to simulate different AVS response codes.

Test Case	Test Cards
AVS Response Code - A Address matches but ZIP code does not match.	4000 0000 0000 4905
AVS Response Code - E AVS Error	4000 0000 0000 4913
AVS Response Code - N No Match on Address or ZIP code	4000 0000 0000 4921
AVS Response Code - O No AVS Response	4000 0000 0000 4939
AVS Response Code - R Retry, System unavailable or Timed out	4000 0000 0000 4947
AVS Response Code - U Address information is unavailable	4000 0000 0000 4954
AVS Response Code - X Exact AVS match - Address and ZIP code	4000 0000 0000 4962
AVS Response Code - Z 5 Digit ZIP code matches but Address (Street) doesn't match	4000 0000 0000 4970

Cardholder Verification (CVV) Testing

For testing different outcomes for the CVV verification service, use the following test cards to simulate different CVV response codes

Test Case	Test Cards
CVV Code - M CVV2 verification successful	4000 0000 0000 4988
CVV Code - P CVV2 verification not performed	4000 0000 0000 4996
CVV Code - U CVV2 verification not available	4000 0000 0000 5001
CVV Code - N CVV2 verification fail/mismatch	4000 0000 0000 5019
CVV Code - S CVV2 code not present on card	4000 0000 0000 5027