Processing Information

Introduction

This section of the application provides information on the credit card processing that a merchant has done in the past, or will be doing in the future. Typical information provided in this section includes things like the types of credit card transactions the merchant will be processing (card present, card not present, eCommerce), sales/processing volumes, average ticket size, marketing information, etc

Properties

Property
Description
accept_credit_card
required
Has merchant ever accepted credit card before?
merchant_id_number
required
Is the merchant associated with an existing merchant account?
processor_name
conditional
Only if merchant has accepted credit card before.
bill_when_shipped
required
Does the merchant bill prior to goods being shipped?
bill_when_shipped_days
required
If the merchant bills prior to goods being shipped, this value reflects that range. See more here
refund_policy
required
Return and refund policy
yellow_page_ind
required
Does the merchant market via yellow pages?
telemarking_ind
required
Does the merchant market via telemarketing?
catalog_ind
required
Does the merchant market via catalogs?
world_of_mouth_ind
required
Does the merchant market via word of mouth?
publications_ind
required
Does the merchant market via publications? (e.g. print ads)
mailing_ind
required
Does the merchant market via mail?
internet_ind
required
Does the merchant market via the internet?
other_ind
required
Does the merchant market via a method other than Yellow Pages, Telemarketing, Catalog, Word of Mouth, Publications, Mailing, or Internet? If so this field can be used to define an alternate marketing method(s) of the merchant.
advertise_internet_address
optional
If internet_ind is checked this would be required.
advertise_internet_email
optional
If internet_ind is checked this would be required.
advertise_other
optional
If other_ind is checked this would be required
is_seasonal
required
If the merchant is seasonal, the months they plan to process transactions should be provided.
jan_ind
optional
Only required for seasonal merchants
feb_ind
optional
Only required for seasonal merchants
mar_ind
optional
Only required for seasonal merchants
apr_ind
optional
Only required for seasonal merchants
may_ind
optional
Only required for seasonal merchants
jun_ind
optional
Only required for seasonal merchants
jul_ind
optional
Only required for seasonal merchants
aug_ind
optional
Only required for seasonal merchants
sep_ind
optional
Only required for seasonal merchants
oct_ind
optional
Only required for seasonal merchants
nov_ind
optional
Only required for seasonal merchants
dec_ind
optional
Only required for seasonal merchants
card_swipe_percent
required
Numeric only, all transaction type values for SwipedPercent, ManualKeyedCPPercent, ManualKeyedCNPPercent, and EComPercent must collectively add up to100%
manual_keyed_card_present_percent
required
Numeric only, all transaction type values for SwipedPercent, ManualKeyedCPPercent, ManualKeyedCNPPercent, and EComPercent must collectively add up to100%
manual_keyed_card_not_present_percent
required
Numeric only, all transaction type values for SwipedPercent, ManualKeyedCPPercent, ManualKeyedCNPPercent, and EComPercent must collectively add up to100%
ecommerce_card_not_present_percent
required
Numeric only, all transaction type values for SwipedPercent, ManualKeyedCPPercent, ManualKeyedCNPPercent, and EComPercent must collectively add up to100%
b2b_percent
required
Percentage of B2B business that the merchant conducts. B2BPercent must be </= 100%.
use_third_party
required
If the partner/merchant uses a 3rd party fulfillment house, they must supply the name of the fulfillment house as well as a value for the phone number.
third_party_name
optional
Name of 3rd party fulfillment house.
third_party_phone_number
optional
Phone number of 3rd party fulfillment house.
avg_transaction_amount
required
The amount of the average transaction the business will be processing
monthly_sale
required
The average total monthly sales for the business.
exceeded_million
required
Will the merchant process over a million dollars of AMEX transactions per year?
receive_marketing_materials
required
This attribute maps to the response to this question on the UMA:
"Would Merchant like to receive American Express marketing materials?"
card_type
required
Defines which card types the merchant plans to accept. See more here
qualified_processing_method
required
Defines the method of qualified card processing the merchant plans to use. See more here
independent_contractors
required
Will any merchant independent contractors or agents have access to cardholder data?
If so, the names of these individuals can be listed here.