Response codes from credit card networks - PayEngine API Reference

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Onboarding

Create a merchant

Update Merchant Details (Deprecated)

Update Merchant Details V2

Document attachment

Validate onboarding application

Submit for Review

Application section criteria

Retrieve Merchant Details

Merchant Application Signing

List all merchants

Add Merchant's Bank Account

Get bank auto fill

Get address auto fill

Device Management

List all devices

Get device information

Fee Schedules

List all fee schedules

Retrieve a fee schedule

Transactions

Credit Card Authorization

Credit Card Capture

Credit Card Sale

Cancel Device Sale

Search Transactions

Batch Settlement Settings

Error and Response Codes

Transaction Response codes

Response codes from credit card networks

Address verification codes

Card holder verification codes

Card type codes

CVV verification codes

Commercial card codes

Authorization characteristics indicators

Universal cardholder authentication field

Mastercard purchase transaction type

ISO currency codes

ACH host response codes

ACH host transaction statuses

Webhooks

Create a webhook

Retrieve a webhook

List all webhooks

Delete a webhook

JS Client Library Properties & Styling

SecureFields JS

Onboarding Web-Component

Transactions Web-Component

Payouts Web-Component

Dashboard Web-Component

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Response codes from credit card networks

The following list contains the most common response
00
Approved and completed successfully
01
Refer to card issuer
02
Refer to card issuer, special condition
03
Invalid merchant
04
Pick up card (no fraud)
05
Do not honor
06
Error
07
Pick up card, special condition (fraud account)
10
Partial approval
11
Approved (V.I.P)
12
Invalid transaction
13
Invalid amount or currency conversion field overflow
14
Invalid account number (no such number)
15
No such issuer
19
Re-enter transaction
21
No action taken
25
Unable to locate record in file
28
File temporarily not available for update or inquiry
39
No credit account
41
Lost card, pick up (fraud account)

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Transaction Response codes

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Address verification codes

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